How To Negotiate A Car Accident Claim? 

Being injured in an accident and dealing with the after-effects of a car accident can be challenging. Moreover, demanding compensation for your injuries, damages, lost wages, and more can be pretty tricky. Things turn around when the insurance companies deny your claim or refuse to pay a fair settlement. In such cases, contacting experienced injury attorneys Huntington Beach can be your best call. 

In a car accident where someone else is at fault, one must understand that you have the absolute right to get compensation for all the expenses related to the accident. You can get help from professionals to get the settlement that you deserve. 

Tips to follow while negotiating a Settlement. 

  1. Contact your insurance company immediately after the accident. 

By informing the insurance company immediately after the accident, you can provide a better understanding of the scenario. If you delay contacting your insurance company, you may forget a few crucial details related to the accident. 

  1. Keep a record of your expenses. 

Keeping a record of your medical bills, medications charges, income lost due to injuries, expected future medical bills, vehicle damage repair, and other damages related to the accident helps you calculate the exact settlement amount. 

  1. Demand a higher settlement. 

Your insurance company will likely come up with a settlement offer lesser than your required amount. Therefore, it is advised to ask for a 25-100% higher amount when sending a demand letter. 

  1. Do not settle for less. 

It is commonly seen that the initial offer of an insurance company is very low, and a victim must not agree on it. Moreover, the victim can question the company regarding the offer being too low and demand an explanation. Also, victims are advised not to say yes if the offer is sufficient but low. Negotiating ahead can get the victim a reasonable settlement amount. 

  1. Get a written copy of the conclusion of the settlement discussion. 

It would help if you wrote down the final argument on a paper along with the date and time. And get signatures from both parties to avoid any issues in the future. 

  1. Focus on points in your favor. 

When negotiating with an insurance company, ensure that you emphasize your injuries, sufferings, and damages. 

  1. Hire a lawyer. 

This is very important when your settlement has been denied or offered an unfair settlement. An experienced attorney knows how to negotiate well; they understand the law. Based on your situation, they might suggest if a personal injury case is required or not.

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