In the past, most claims lodged for worker’s compensation were related to motor vehicle accidents. Yet, the pandemic has changed the rules for work-related travel and the environment we work in itself. So, are you up to date on changes to the policy?
If not, then we can help. Read on as we discuss three important facts about workers compensation in 2022.
Knowing the Impact of COVID
In many cases, worker’s compensation policies will not cover airborne viruses and diseases. This means it does not apply to anything caused by COVID-19. However, depending on the circumstances some states are now allowing it to be included.
This usually only happens if a worker has been exposed to COVID in their working environment. This is especially true if they have to work in public spaces where it can be hard to minimize the risk. If you are unsure about the COVID coverage under your policy, then you should contact a workers compensation lawyer.
Shifting to Remote Working
One other result of the pandemic has been the shift to remote working. Home is now an extension of the office. This has blurred the lines regarding worker’s compensation.
Workers have the right to compensation in their place of work, which is now their home. Even though this can not be regulated by the employer, they do still have to pay if the person can prove they had an injury or illness occur as a result of their job.
This makes it even more important that employers make sure their workers have a safe home environment.
Cost Increases
There are a number of cost increase that will relate to worker’s compensation insurance in the coming year. In the first instance, claim costs have seen a rise since 2018. It is unknown why this has happened though it is being investigated.
Many people are putting this down not to more people suffering injuries or accidents, but stabilization of the labor force. As more people come back into employment, it stands to reason that more claims get put forward.
While the result of this is currently unknown as well, the expectations are that the claims process will become stricter. This makes it even more important to get a quality worker’s compensation attorney to deal with your case.
Changes in legislation have also begun. States such as Colorado are considering reversing the ability for employers to direct care. Other states are also following suit.
In other areas, extra administrative rules are being introduced. This of course transfers as extra costs to those who are paying the insurance. Avitus Group has a way to keep these costs down with pay-as-you-go packages.
Workers Compensation
When you are lodging a case for workers compensation, don’t hesitate to get assistance. There are numerous excellent attorneys who will be available to assist and ensure you get the payout you deserve.
If you enjoyed this article, we have many more to help. From understanding your employment rights to navigating the changing world of employment in the coming year, visit us for all your needs.
