In a 2021 survey, one in four polled Americans admitted they had no emergency savings at all. Roughly the same number said they did, but it wasn’t enough to cover three months’ worth of expenses. The thing is, not having any savings can result in more financial repercussions. For instance, you may end up taking on more debt, like a high-interest rate loan, if a … Continue reading Your Finance Guide: How to Make a Personal Budget

When people think of investments, they often think of stocks or cryptocurrencies. These investment markets often have a higher chance of building long-term wealth. But, as any investor knows, it’s never good to put all your eggs in one basket. Building wealth through these investments is excellent. But, how can you preserve wealth when the stock and crypto markets suffer? Both these markets are notorious … Continue reading What Are the Different Types of Precious Metals That Exist Today?